Cartera Vigente Vencida — Cartera Vigente / Vencida

Corte: 30/04/2026  ·  Generado: 28/05/2026 22:40  ·  Todos los importes en Pesos MXN

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Resumen Ejecutivo

Cargando análisis...
Indicadores Clave de Desempeño
Cartera Total
Índice de Mora
Cartera vencida sobre total
Cartera Vigente
Cartera Vencida
Cartera 90+ días
% Mora 90+ (NPL)
Cartera mayor a 90 días / total
Créditos Activos
Ticket Promedio
Análisis de Distribución de Cartera
Las siguientes dos gráficas muestran cómo está estructurada la cartera: por antigüedad de mora (izquierda) y por estatus vigente/vencida (derecha).

📦 Distribución por Bucket de Mora

Cada barra representa un tramo de días vencidos. La parte verde es la porción vigente de ese bucket y los colores cálidos son la cartera vencida (mayor antigüedad = más rojo). Permite ver en qué tramo se concentra el mayor riesgo.
Vigente 1–59 días 60–89 días 90–179 días 180+ días

🟢 Vigente vs Vencida

Proporción de la cartera que está al corriente (verde) versus la que registra algún día de mora (rojo). El porcentaje al centro es el índice de morosidad global. Se actualiza al aplicar filtros.
Análisis por Convenio y Banco Clic para filtrar
Estas gráficas permiten identificar qué convenios y bancos concentran más mora o más cartera. Haz clic en cualquier barra para filtrar toda la vista automáticamente.

⚠️ Top Convenios por % de Mora — clic para filtrar

Muestra los convenios con mayor porcentaje de cartera vencida sobre su cartera total. Cuanto más a la derecha llega la barra, mayor es el nivel de incumplimiento en ese convenio. Colores: verde <5% · amarillo 5-15% · naranja 15-40% · rojo >40%.

🏦 Cartera Total por Banco — clic para filtrar

Importe total de cartera administrada agrupado por institución bancaria de dispersión. Permite identificar la concentración por banco y el riesgo operativo asociado. Haz clic en un banco para ver solo su detalle.
📋 Detalle por Convenio / Banco Responde a filtros
Tabla interactiva que muestra cada combinación de convenio + banco con sus montos individuales. Se actualiza automáticamente al seleccionar un convenio o banco en los filtros de arriba. La barra de color a la izquierda indica el nivel de mora:
Sin mora <5% mora 5-15% mora 15-40% mora >40% mora
📊 Distribución por Bucket — Resumen Global
Concentración de cartera por antigüedad de mora. Cada fila representa un tramo de días vencidos. Current = créditos al día · 1-29 = primer mes de mora · 360+ = cartera de muy difícil recuperación. La columna Participación Cartera indica qué porcentaje del total representa cada bucket. Importes en Pesos MXN — MM = miles de millones · M = millones · K = miles.
BucketCreditosClientesCapital TotalInteres TotalIvatotalCartera TotalCapital VigenteInteres VigenteIvavigenteCartera VigenteCapital VencidoInteres VencidoIvavencidoCartera VencidaParticipacion Cartera
Current11$8.4 K$2.8 K441$11.6 K$8.4 K$2.8 K441$11.6 K00000
1-297965$2.17 M$1.24 M$198.7 K$3.61 M$1.75 M$831.2 K$133.0 K$2.71 M$418.2 K$410.6 K$65.7 K$894.4 K0
30-59810637$25.83 M$20.48 M$3.28 M$49.58 M$11.53 M$5.55 M$888.3 K$17.97 M$14.29 M$14.93 M$2.39 M$31.61 M0
60-89$1.2 K968$43.49 M$31.91 M$5.11 M$80.51 M$27.46 M$15.37 M$2.46 M$45.29 M$16.03 M$16.54 M$2.65 M$35.21 M1
90-119604480$18.90 M$13.72 M$2.20 M$34.82 M$11.62 M$6.55 M$1.05 M$19.22 M$7.29 M$7.17 M$1.15 M$15.61 M0
120-179$1.9 K$1.4 K$66.70 M$60.16 M$9.63 M$136.48 M$32.42 M$19.44 M$3.11 M$54.97 M$34.28 M$40.72 M$6.51 M$81.51 M1
180-359$7.6 K$6.3 K$271.84 M$302.51 M$48.40 M$622.75 M$62.46 M$36.28 M$5.81 M$104.55 M$209.38 M$266.22 M$42.60 M$518.20 M5
360+$197.3 K$145.1 K$5.09 MM$5.93 MM$948.97 M$11.97 MM$33.26 M$16.86 M$2.70 M$52.82 M$5.05 MM$5.92 MM$946.27 M$11.92 MM93
🏢 Cartera por Convenio / Dependencia — Resumen Global
Desglose completo de la cartera por convenio o dependencia empleadora. Ordenada de mayor a menor % de mora para identificar rápidamente las entidades con mayor incumplimiento. Cartera 90+ corresponde al indicador NPL (Non Performing Loans). Importes en Pesos MXN.
Id ConvenioConvenioCreditosClientesCapital TotalInteres TotalIvatotalCartera TotalCapital VigenteInteres VigenteIvavigenteCartera VigenteCapital VencidoInteres VencidoIvavencidoCartera VencidaPorcentaje MoraCartera90MasPorcentaje Mora90Mas
287ISSSTEZAC DIA 302618$766.7 K$857.9 K$137.3 K$1.76 M0000$766.7 K$857.9 K$137.3 K$1.76 M100.00%$1.62 M91.85%
309ISEM BIENESTAR382313$14.56 M$14.54 M$2.33 M$31.43 M0000$14.56 M$14.54 M$2.33 M$31.43 M100.00%$31.43 M100.00%
49IMSS AFORE$10.7 K$9.4 K$117.34 M$136.77 M$21.88 M$275.99 M0000$117.34 M$136.77 M$21.88 M$275.99 M100.00%$275.28 M99.74%
304OPERATIVO GENERAL DIA 15 Y 302222$143.8 K$21.8 K$3.5 K$169.1 K0000$143.8 K$21.8 K$3.5 K$169.1 K100.00%$169.1 K100.00%
308OPERATIVO SUBDIRECTOR DIA 72121$1.06 M$187.7 K$30.0 K$1.28 M0000$1.06 M$187.7 K$30.0 K$1.28 M100.00%$1.28 M100.00%
62GOBIERNO DEL ESTADO QUERETARO JUBILADOS9576$5.79 M$7.68 M$1.23 M$14.70 M0000$5.79 M$7.68 M$1.23 M$14.70 M100.00%$14.70 M100.00%
63ISSTESON JUBILADO617438$17.93 M$20.34 M$3.25 M$41.52 M0000$17.93 M$20.34 M$3.25 M$41.52 M100.00%$41.15 M99.12%
36ISSSTECALI JUBILADO777495$45.69 M$59.73 M$9.55 M$114.97 M0000$45.69 M$59.73 M$9.55 M$114.97 M100.00%$114.52 M99.61%
1CFE ACTIVO11$59.6 K$27.7 K$4.4 K$91.7 K0000$59.6 K$27.7 K$4.4 K$91.7 K100.00%$91.7 K100.00%
59ISSSTEY PENSIONADO2521$429.4 K$578.2 K$92.5 K$1.10 M0000$429.4 K$578.2 K$92.5 K$1.10 M100.00%$1.10 M100.00%
146JUB PENSIONADOS MANZANILLO98$219.7 K$167.6 K$26.8 K$414.2 K0000$219.7 K$167.6 K$26.8 K$414.2 K100.00%$414.2 K100.00%
298CORPORATIVO GERENCIAL DIA 15 Y 3099$571.0 K$37.6 K$6.0 K$614.6 K0000$571.0 K$37.6 K$6.0 K$614.6 K100.00%$271.3 K44.15%
54JUBILADO ISSSTECH$1.4 K895$48.37 M$58.81 M$9.41 M$116.60 M0000$48.37 M$58.81 M$9.41 M$116.60 M100.00%$115.97 M99.46%
303OPERATIVO DIRECCIÓN REGIONAL DIA 711$46.8 K$12.6 K$2.0 K$61.5 K0000$46.8 K$12.6 K$2.0 K$61.5 K100.00%$61.5 K100.00%
299CORPORATIVO GERENCIAL DIA 722$136.7 K$49.1 K$7.9 K$193.7 K0000$136.7 K$49.1 K$7.9 K$193.7 K100.00%$193.7 K100.00%
85IPES Pensionados440250$13.17 M$15.81 M$2.53 M$31.51 M0000$13.17 M$15.81 M$2.53 M$31.51 M100.00%$31.19 M98.98%
18ISSSTE JUBILADO$40.8 K$27.9 K$1.27 MM$1.56 MM$250.34 M$3.09 MM0000$1.27 MM$1.56 MM$250.34 M$3.09 MM100.00%$3.08 MM99.70%
6GOBIERNO DEL ESTADO JUBILADO$2.2 K$1.5 K$64.64 M$76.40 M$12.22 M$153.26 M0000$64.64 M$76.40 M$12.22 M$153.26 M100.00%$152.87 M99.75%
69ISSEMYN JUBILADOS172153$5.82 M$6.65 M$1.06 M$13.53 M0000$5.82 M$6.65 M$1.06 M$13.53 M100.00%$13.47 M99.50%
58ISSSTEY JUBILADO705487$15.23 M$17.43 M$2.79 M$35.45 M0000$15.23 M$17.43 M$2.79 M$35.45 M100.00%$35.23 M99.40%
17ISSSTE ACTIVO2120$336.3 K$310.4 K$49.7 K$696.3 K0000$336.3 K$310.4 K$49.7 K$696.3 K100.00%$696.3 K100.00%
42IPSSET PENSIONADO175149$3.34 M$4.02 M$643.3 K$8.01 M0000$3.34 M$4.02 M$643.3 K$8.01 M100.00%$8.01 M100.00%
106USA JUBILADO1411$387.6 K$422.8 K$67.6 K$878.0 K0000$387.6 K$422.8 K$67.6 K$878.0 K100.00%$878.0 K100.00%
119ISSSTECAM5243$1.24 M$1.00 M$160.5 K$2.41 M0000$1.24 M$1.00 M$160.5 K$2.41 M100.00%$2.41 M100.00%
4FFCC NACIONALES JUBILADO11$18.1 K$9.7 K$1.6 K$29.4 K0000$18.1 K$9.7 K$1.6 K$29.4 K100.00%$29.4 K100.00%
288PRESTAMO PIN PF COMERCIAL77$183.7 K$26.1 K$4.2 K$214.1 K0000$183.7 K$26.1 K$4.2 K$214.1 K100.00%$214.1 K100.00%
263GOBIERNO DE LA CIUDAD DE MEXICO1919$112.6 K$53.1 K$8.5 K$174.2 K0000$112.6 K$53.1 K$8.5 K$174.2 K100.00%$174.2 K100.00%
44TELNOR JUBILADO2820$1.72 M$1.78 M$283.7 K$3.78 M0000$1.72 M$1.78 M$283.7 K$3.78 M100.00%$3.78 M100.00%
50ISSSTE AFORE$1.9 K$1.5 K$37.68 M$48.95 M$7.83 M$94.47 M0000$37.68 M$48.95 M$7.83 M$94.47 M100.00%$94.20 M99.71%
291PRESTAMO PIN SUM CORPORATIVO11$6.2 K31350$6.5 K0000$6.2 K31350$6.5 K100.00%$6.5 K100.00%
30SECCION 50 ACTIVO11$20.0 K$4.5 K715$25.2 K0000$20.0 K$4.5 K715$25.2 K100.00%$25.2 K100.00%
22ISSSTELEON PENSIONADO1715$493.0 K$427.7 K$68.4 K$989.2 K0000$493.0 K$427.7 K$68.4 K$989.2 K100.00%$989.2 K100.00%
161GOBIERNO DE SINALOA JYP13095$3.03 M$2.51 M$401.6 K$5.94 M0000$3.03 M$2.51 M$401.6 K$5.94 M100.00%$5.78 M97.34%
19ISSSTE PENSIONADO$19.3 K$14.1 K$585.08 M$746.22 M$119.37 M$1.45 MM0000$585.08 M$746.22 M$119.37 M$1.45 MM100.00%$1.45 MM99.71%
64ISSTESON PENSIONADO363294$8.42 M$9.31 M$1.49 M$19.22 M0000$8.42 M$9.31 M$1.49 M$19.22 M100.00%$18.96 M98.67%
302OPERATIVO COORDINADOR DIA 788$59.5 K$8.2 K$1.3 K$69.0 K0000$59.5 K$8.2 K$1.3 K$69.0 K100.00%$69.0 K100.00%
45ISSET ACTVO11$51.3 K$50.5 K$8.1 K$109.9 K0000$51.3 K$50.5 K$8.1 K$109.9 K100.00%$109.9 K100.00%
81ISSSPEG PENSIONADO10177$2.08 M$1.90 M$304.3 K$4.28 M0000$2.08 M$1.90 M$304.3 K$4.28 M100.00%$4.28 M100.00%
120ISSEG5643$1.68 M$1.31 M$209.2 K$3.20 M0000$1.68 M$1.31 M$209.2 K$3.20 M100.00%$3.20 M100.00%
93Convenio TEMPORAL11$116.1 K$214.4 K$34.3 K$364.8 K0000$116.1 K$214.4 K$34.3 K$364.8 K100.00%$364.8 K100.00%
67ISSSTEP PENSIONADO433334$10.86 M$12.89 M$2.06 M$25.82 M0000$10.86 M$12.89 M$2.06 M$25.82 M100.00%$25.82 M100.00%
7IMSS ACTIVO1313$119.5 K$77.3 K$12.4 K$209.2 K0000$119.5 K$77.3 K$12.4 K$209.2 K100.00%$209.2 K100.00%
290PRESTAMO PIN PF CORPORATIVO66$64.2 K$6.8 K$1.1 K$72.1 K0000$64.2 K$6.8 K$1.1 K$72.1 K100.00%$72.1 K100.00%
66ISSSTEZAC260173$7.90 M$8.91 M$1.42 M$18.23 M0000$7.90 M$8.91 M$1.42 M$18.23 M100.00%$18.23 M100.00%
47ISSET PENSIONADO902765$18.41 M$20.50 M$3.28 M$42.19 M0000$18.41 M$20.50 M$3.28 M$42.19 M100.00%$41.95 M99.41%
41IPSSET JUBILADO555384$12.88 M$14.55 M$2.33 M$29.76 M0000$12.88 M$14.55 M$2.33 M$29.76 M100.00%$29.45 M98.97%
125UNAM Activo11$4.5 K$2.3 K371$7.2 K0000$4.5 K$2.3 K371$7.2 K100.00%$7.2 K100.00%
77ISSSTEY JUBILADO ESTATAL1412$393.0 K$390.2 K$62.2 K$845.4 K0000$393.0 K$390.2 K$62.2 K$845.4 K100.00%$845.4 K100.00%
257METRO CIUDAD DE MEXICO2121$357.2 K$363.9 K$58.2 K$779.3 K0000$357.2 K$363.9 K$58.2 K$779.3 K100.00%$779.3 K100.00%
297CORPORATIVO GENERAL DIA 722$34.4 K$4.5 K714$39.5 K0000$34.4 K$4.5 K714$39.5 K100.00%$39.5 K100.00%
37ISSSTECALI PENSIONADO161107$6.75 M$8.39 M$1.34 M$16.47 M0000$6.75 M$8.39 M$1.34 M$16.47 M100.00%$16.47 M100.00%
112PENSIONADOS Y JUBILADOS U de G4731$1.35 M$1.08 M$173.2 K$2.60 M0000$1.35 M$1.08 M$173.2 K$2.60 M100.00%$2.60 M100.00%
9IMSS PENSIONADO$73.8 K$60.4 K$1.35 MM$1.55 MM$248.70 M$3.16 MM0000$1.35 MM$1.55 MM$248.70 M$3.16 MM100.00%$3.14 MM99.43%
255LUZ Y FUERZA158106$9.50 M$7.37 M$1.18 M$18.06 M0000$9.50 M$7.37 M$1.18 M$18.06 M100.00%$17.76 M98.34%
149ISEM BASE$1.7 K$1.2 K$45.56 M$40.91 M$6.55 M$93.01 M0000$45.56 M$40.91 M$6.55 M$93.01 M100.00%$91.93 M98.83%
113DIPETRE509375$12.45 M$10.14 M$1.62 M$24.22 M0000$12.45 M$10.14 M$1.62 M$24.22 M100.00%$24.18 M99.86%
148GOBIERNO ESTADO DE COLIMA JUBILADO241158$6.64 M$5.79 M$927.2 K$13.36 M0000$6.64 M$5.79 M$927.2 K$13.36 M100.00%$13.36 M100.00%
122UAS176131$6.38 M$5.02 M$802.5 K$12.20 M0000$6.38 M$5.02 M$802.5 K$12.20 M100.00%$12.20 M100.00%
46ISSET JUBILADO$1.7 K$1.2 K$48.93 M$54.13 M$8.66 M$111.72 M0000$48.93 M$54.13 M$8.66 M$111.72 M100.00%$111.72 M100.00%
296CORPORATIVO GENERAL DIA 3022$15.9 K$1.3 K214$17.5 K0000$15.9 K$1.3 K214$17.5 K100.00%$17.5 K100.00%
20ISSSTELEON ACTIVO22$27.8 K$28.5 K$4.6 K$60.9 K0000$27.8 K$28.5 K$4.6 K$60.9 K100.00%$60.9 K100.00%
295CORPORATIVO GENERAL DIA 15 Y 305757$769.3 K$121.7 K$19.5 K$910.4 K0000$769.3 K$121.7 K$19.5 K$910.4 K100.00%$878.5 K96.50%
145CAPDAM22$27.1 K$13.0 K$2.1 K$42.2 K0000$27.1 K$13.0 K$2.1 K$42.2 K100.00%$42.2 K100.00%
13ISSSFAM PENSIONADO32$16.9 K$4.2 K678$21.8 K0000$16.9 K$4.2 K678$21.8 K100.00%$21.8 K100.00%
300CORPORATIVO SUPERVISOR DIA 15 Y 302121$583.1 K$84.7 K$13.5 K$681.4 K0000$583.1 K$84.7 K$13.5 K$681.4 K100.00%$566.3 K83.11%
8IMSS JUBILADO$4.8 K$4.2 K$105.74 M$118.26 M$18.92 M$242.91 M0000$105.74 M$118.26 M$18.92 M$242.91 M100.00%$241.54 M99.44%
292CORPORATIVO DIRECCIÓN DIA 15 Y 301313$2.46 M$151.5 K$24.2 K$2.63 M0000$2.46 M$151.5 K$24.2 K$2.63 M100.00%$663.3 K25.18%
80ISEM$2.2 K$1.5 K$56.94 M$47.89 M$7.66 M$112.49 M0000$56.94 M$47.89 M$7.66 M$112.49 M100.00%$112.42 M99.94%
306OPERATIVO GERENCIAL SUM DIA 15 Y 3066$95.0 K$18.9 K$3.0 K$116.9 K0000$95.0 K$18.9 K$3.0 K$116.9 K100.00%$116.9 K100.00%
132BUAP1514$289.6 K$263.3 K$42.1 K$595.0 K0000$289.6 K$263.3 K$42.1 K$595.0 K100.00%$595.0 K100.00%
12ISSSFAM JUBILADO86$142.3 K$112.4 K$18.0 K$272.8 K0000$142.3 K$112.4 K$18.0 K$272.8 K100.00%$272.8 K100.00%
301OPERATIVO COORDINADOR DIA 15 Y 3044$34.8 K$6.3 K$1.0 K$42.0 K0000$34.8 K$6.3 K$1.0 K$42.0 K100.00%$42.0 K100.00%
158ISSSTESIN564402$12.24 M$10.68 M$1.71 M$24.63 M0000$12.24 M$10.68 M$1.71 M$24.63 M100.00%$24.63 M100.00%
78ISSSTEY PENSIONADO ESTATAL33$138.2 K$166.1 K$26.6 K$330.9 K0000$138.2 K$166.1 K$26.6 K$330.9 K100.00%$330.9 K100.00%
10IMSS JUBILADO EXTRABAJADOR$21.5 K$14.7 K$755.74 M$907.83 M$145.23 M$1.81 MM0000$755.74 M$907.83 M$145.23 M$1.81 MM100.00%$1.80 MM99.68%
124SEP Activo99$86.9 K$52.2 K$8.4 K$147.4 K0000$86.9 K$52.2 K$8.4 K$147.4 K100.00%$147.4 K100.00%
82ISSSPEG JUBILADO151121$3.77 M$3.47 M$554.2 K$7.79 M0000$3.77 M$3.47 M$554.2 K$7.79 M100.00%$7.55 M96.88%
15ISSSPEA JUBILADO6148$1.34 M$1.32 M$211.3 K$2.87 M0000$1.34 M$1.32 M$211.3 K$2.87 M100.00%$2.87 M100.00%
16ISSSPEA PENSIONADO198141$3.02 M$2.42 M$387.8 K$5.83 M0000$3.02 M$2.42 M$387.8 K$5.83 M100.00%$5.83 M100.00%
21ISSSTELEON JUBILADO483340$13.06 M$11.57 M$1.85 M$26.49 M0000$13.06 M$11.57 M$1.85 M$26.49 M100.00%$26.44 M99.80%
52IPE PENSIONADO127111$2.91 M$3.08 M$488.6 K$6.48 M0000$2.91 M$3.08 M$488.6 K$6.48 M100.00%$6.48 M100.00%
307OPERATIVO PROMOTOR DIA 309292$1.18 M$143.3 K$22.9 K$1.35 M0000$1.18 M$143.3 K$22.9 K$1.35 M100.00%$1.35 M100.00%
68ISSEMYN PENSIONADOS$3.0 K$2.4 K$82.20 M$98.04 M$15.68 M$195.92 M0000$82.20 M$98.04 M$15.68 M$195.92 M100.00%$195.56 M99.82%
128ISSFAM11$26.1 K$18.7 K$3.0 K$47.8 K0000$26.1 K$18.7 K$3.0 K$47.8 K100.00%$47.8 K100.00%
2CFE JUBILADO$2.9 K$1.9 K$164.16 M$140.47 M$22.47 M$327.10 M$27.55 M$14.31 M$2.29 M$44.14 M$136.62 M$126.16 M$20.19 M$282.96 M86.50%$302.48 M92.47%
264PEMEX TEMPORAL378290$11.11 M$10.14 M$1.62 M$22.87 M$3.74 M$1.44 M$230.0 K$5.40 M$7.37 M$8.70 M$1.39 M$17.47 M76.37%$22.33 M97.63%
24PEMEX JUBILADO$11.7 K$7.4 K$488.15 M$461.09 M$73.77 M$1.02 MM$149.22 M$85.15 M$13.62 M$248.00 M$338.93 M$375.94 M$60.15 M$775.02 M75.76%$962.37 M94.07%
Cartera Vigente Vencida · Corte: 30/04/2026 · Importes en Pesos MXN · Sistema de Dashboards BI